The Perfect Time to Apply for a Hilton Credit Card

If you’ve been thinking about getting a Hilton credit card, now is the time to make your move! Hilton and American Express have some incredible limited-time offers running until April 29, 2025, and these deals are too good to ignore. Whether you're looking for a no-annual-fee option or a premium card packed with perks, there's something for everyone.
Many cards offering a free night reward along with points. To put this into perspective, the Surpass is offering 130,000 bonus points + 1 Free Night Reward. With this bonus, you could cover a weekend at the Grand Wailea, a Waldorf Astoria Resort in Hawaii, which in June normally costs around 120,000 points per night! Compared to previous offers, this one is even better. While I earned 150,000 points with the Surpass during a past promo, this current deal gives you even more value for meeting the same spending requirement thanks to the Free Night Reward.
Need ideas on how to hit that spending threshold? I got you covered HERE!
1. Hilton Honors American Express Card
- Welcome Bonus: Earn 70,000 Hilton Honors Bonus Points + 1 Free Night Reward after spending $2,000 in the first 6 months.
- Annual Fee: $0 (yep, totally free!)
- Perks:
- Silver Status (with a chance to upgrade to Gold by spending $20,000 annually)
- No foreign transaction fees
- Earning Rates:
- 7X points on Hilton hotel purchases
- 5X points at U.S. restaurants, gas stations, and supermarkets
- 3X points on everything else
This is a great starter card if you're new to Hilton’s rewards program or just want to earn points without paying an annual fee.
2. Hilton Honors American Express Surpass® Card
- Welcome Bonus: Earn 130,000 bonus points + 1 Free Night Reward after spending $3,000 in the first 6 months.
- Annual Fee: $150
- Perks:
- Gold Status (with an upgrade to Diamond after spending $40,000 annually)
- **No foreign transaction fees
- Earn a Free Night Reward after spending $15,000 in purchases on your Card in a calendar year.
- $50 statement credit per quarter for Hilton purchases (up to $200 annually)
- National Car Rental® Emerald Club Executive® status
- Earning Rates:
- 12X points on Hilton hotel purchases
- 6X points at U.S. restaurants, gas stations, and supermarkets
- 4X points on U.S. online retail purchases
- 3X points on everything else
3. Hilton Honors American Express Aspire Card
- Welcome Bonus: Earn 175,000 bonus points after spending $6,000 in the first 6 months.
- Annual Fee: $550
- Perks:
- Diamond Status (free breakfast and premium perks at Hilton hotels!)
- **No foreign transaction fees
- 1 Free Night Reward every year (plus additional ones after meeting spending requirements)
- $200 in Hilton statement credits per year
- $200 in flight statement credits per year
- CLEAR Plus Membership credit ($199 value)
- National Car Rental® Emerald Club Executive® status
- Earning Rates:
- 14X points on Hilton hotel purchases
- 7X points on flights, car rentals, and U.S. restaurants
- 3X points on everything else
If you're serious about travel, this card is packed with benefits that easily outweigh the annual fee.
4. Hilton Honors American Express Business Card
- Welcome Bonus: Earn 175,000 bonus points after spending $8,000 in the first 6 months.
- Annual Fee: $195
- Perks:
- Gold Status (upgrade to Diamond after spending $40,000 annually)
- $60 Hilton statement credit per quarter (up to $240 annually)
- National Car Rental® Emerald Club Executive® status
- Earning Rates:
- 12X points on Hilton hotel purchases
- 5X points on business purchases (up to $100,000 annually, then 3X points)
A solid option for business owners looking to maximize Hilton perks while earning rewards on business expenses.
Which Hilton Card is Right for You?
- Want a no-annual-fee card? Go for the Hilton Honors American Express Card.
- Want a great balance of perks and affordability? The Hilton Honors Surpass® Card is a sweet spot.
- Want luxury and top-tier benefits? The Hilton Honors Aspire Card is your best bet.
- Need a business-friendly option? The Hilton Honors Business Card is perfect.
Each Hilton Honors tier unlocks bigger and better perks, and now is the best time to jump in with these limited-time offers before they disappear on April 29, 2025.
Don’t miss out! Sign up now using my referral link and start earning Hilton Honors points toward your next dream stay!
Before applying, it's important to know what perks come with each Hilton Honors Status Tier. Your card choice determines your starting status, and each tier unlocks additional benefits like free breakfast, room upgrades, and more. Check out the Hilton Honors Status Tiers here to see which perks align with your travel needs.

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